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ADDITIONAL FUNDING OPTIONS
At Ariel Pointe, we understand the financial challenges oftentimes associated with senior living. We strive to remain informed on the resources available for funding and support. Although we understand that cost is always a factor in the decision-making process, our utmost goal is to ensure that your loved one is placed in a warm, thriving and secure environment.
LONG-TERM CARE INSURANCE
Our management staff is equipped to assist in detailing and documenting the personal care plan and everyday needs of our residents. It is important, with the numerous providers and types of policies, to have a full understanding of each resident’s needs and the coverage amounts available. Our goal is to see that residents benefit fully from their long-term care policies.
There are a variety of ways in which to gain financial funding, one of which is the life settlement. This involves a financial transaction in which the owner of a life insurance policy sells the policy to a third party for more than its cash value and less than its face value. This process typically takes from 30 to 60 days to complete.
Wartime veterans and surviving spouses of wartime veterans may be entitled to a special monthly pension benefit called Aid and Attendance, which, if obtained, may be applied to the costs associated with senior living. To qualify for eligibility, claimants must be incapable of independent living and have served (or the spouse of someone who has served) for a minimum of ninety days, including one day of active duty during wartime. We welcome the opportunity to discuss the use of long-term care insurance, life settlements, veteran benefits and more.